Thursday, 26 February 2009
Another arithmetic puzzle
In my father's (and grandfather's) day, men were expected to work for 50 years from the ages of 15, when they would start their apprenticeships, to the retirement age of 65. Life expectancy for males was no more than 18 months after retirement, so you can see that funding of pensions was simple - saving small percentages of your earnings each year for 50 years would easily provide for a comfortable retirement pension for the short period when you were actually able to draw it. When Britain took on the responsibility for social welfare (including state pensions) after World War II, it wasn't exactly onerous on the Government to take on the liability for pensions.
Now the whole demographic - and people's expectations - has changed dramatically. The ratio of expected working life to retirement life is now virtually 1:1 - i.e. work for 30 years and be retired for 30 years. You can see where I'm going with this one now, can't you?
You lot - my little sprogs - must have started saving for your old age by now. You cannot rely on the state to fund your retirement - it can't do it anyway - especially not now, after giving it all to the banks!
Forget the effects of interest/investment returns and inflation - they basically cancel each other out over time anyway. If you feel you can happily live in retirement on, say, half, of what you earn now, what percentage of your earnings should you be putting aside each year whilst you are working, for you to have enough of a pension pot on retirement to live on for the rest of your days?
It's not rocket science - merely simple arithmetic - think about it.
Sublime to ridiculous
Forgive me therefore if I come across as a bit edgy today - no sleep last night and none tonight either (never sleep when I'm catching an early morning plane). Jo too was - understandably - a little edgy last night when she eventually got back from Carole's - it was Ash Wednesday and she hadn't eaten all day - and despite the fact that it was almost 8 pm when she got home, Ross and I hadn't eaten either, so she was starving and still had to cook for 3 of us! Ross, apparently, was meant to tell me that it was just omelettes for tea and Jo fully expected we would have had ours by the time she got home.
Another photo of Dawn's new pug - she's a 7 week old Bichon Frise (whatever that is) and Dawn is looking for suggestions for a name for her - any ideas?

Wednesday, 25 February 2009
Help!
Today, just making sure everything is in order for my holiday - work-wise too. Haven't got any Euros, however - will probably leave until I get to a hole in the wall machine when I get there now.
I actually slept in a bit this morning - generally I don't bother putting the alarm on as I awaken before 6 anyway, but this morning I woke with a bit of a start at 6:30 am - wow! Better not do this on Friday!
Tuesday, 24 February 2009
One mystery solved, another arises
Thank you, Kelly - you are the only one who thought I should retire now - but she added the qualification "if I can afford it". Well, the arithmetic on this is very easy - the equation is the amount of funds in your pension pot, divided by the amount you want to live on each year. If this sum is greater than the number of years you have left to live, then go for it! Oh - just one problem - there seems to be one unknown factor in this equation - can anyone supply me with the answer?
Tuesday alone at work

Sunday, 22 February 2009
Skype/poll
My poll has finished - I'll need to think about another one now! Somebody apparently doesn't like the photos and videos - strange - I thought that would be unanimous.
I forgot to mention about our trip to the annual CAMRA meeting to select the entries for next year's Good Beer Guide. We get 37 or 38 entries for Grampian and the Northern Isles, and out of our 385 members, only 22 actually bothered to vote! The pub of the year is also voted on and the Marine in Stonehaven was again voted as best in Aberdeenshire and best overall. Archibald Simpson's was a surprise winner of the best Aberdeen city pub.
It was a different way to spend Saturday afternoon - particularly when there was a key game going on at Pittodrie.
Golf today was good (see golf blog for photos) and this afternoon, it's been the Sunday Times and occasional footy. This evening, we've been watching some of the Best of Motown that BBC Four have been featuring this weekend - plus catching up with some Earl - and we've decided to give Mad Men another chance tonight - if it doesn't grab us this time, then it'll be deleted from the planner. Oh - and we caught up with the penultimate episode of Oz and James trek round the country to find the drink that best symbolises Britain - this week it was the West Country - cider in Somerset, Plymouth Gin, Devon wines and Morris Dancing in Cornwall!
Benny Gallagher
We enjoyed the concert at Woodend Barn last night. I always like it when older musicians tell you stories about the old days in between the music. Benny was more of a songwriter than singer - his erstwhile partner, Graham Lyle took on the main singing duties at the height of their popularity - check out http://www.youtube.com/watch?v=FgItntk5kTE&feature=related and http://en.wikipedia.org/wiki/Gallagher_%26_Lyle
His encore last night was the McGuinness Flint number one from 1970 but he prefaced it with a lengthy dialogue about Arthur "Big Boy" Crudup and an Elvis connection:
He had earlier told a nice tale about the late Ronnie Lane, a hero of mine. I hadn't realised that he had played on Slim Chance's "How Come" hit - this was the only song he did last night that he hadn't had a hand in writing. He talked about Ronnie dancing across the stage with his "educated left foot" leading - I trawled my old Small Faces and Faces videos but couldn't find much evidence of this. See for yourself on this You Tube clip - Benny Gallagher is playing accordion and Graham Lyle is on mandolin, with Ronnie Lane singing:
Saturday, 21 February 2009
Skype
Footy for Ross and Gary this afternoon and CAMRA meeting for Colin and I, then it's off to Woodend Barn tonight to see Benny Gallagher (http://en.wikipedia.org/wiki/Benny_Gallagher).
The golf course is open again at last and, so if the weather behaves, I'm hoping to get a game tomorrow - I'll need some practice before I head off to Tenerife on Friday.
The start of our 3 day week at the canning plant was reported in the local Fraserburgh Herald on Thursday:


The Press and Journal were also on the phone to me yesterday, but I didn't call them back - they've got the press release I wrote and I really don't want to add any more to that. No doubt there'll be something in today's paper.
I'm having a 60th birthday lunch at the golf club - I had originally hoped to do it on the Sunday nearest to my birthday, but the caterers are on holiday then, so it's going to have to be the following week - 15th March (beware, beware, the Ides of March! - http://en.wikipedia.org/wiki/Ides_of_march). I thought of holding it over until the following Sunday when the Lesinas are here, but that's Mother's Day and the place will be mobbed then.
Friday, 20 February 2009
Thursday, 19 February 2009
T-n-C
So, after owning the hotel for 18 years or more, Roxanne is now admitting that, not only has her business been run down to a non-viable condition, but the very fabric of the hotel is apparently falling apart as well!

Wednesday, 18 February 2009
Tor-na-Coille
Round 5 to the objectors - seconds out, prepare for a long fight.
Tuesday in Glasgow
Dawn had left a diary/notebook last week - she wanted to know what Dad got up to each day and what exercise/activity he did. It had only been going for a week, but each day different staff had written - "Rennie happy, dancing and singing along to Patsy Cline". Of course, when we woke Dad and asked him about this, he said who's he? (Check http://en.wikipedia.org/wiki/Patsy_Cline to see why this is funny). Her CD was, indeed, on Dad's CD player.
Dawn had tried to get Dad to come to hers for dinner on Sunday but had failed - he's so reluctant to go anywhere or do anything - but at least he's happy. Jo and I walked him round the corridors then sat him down for his dinner:
Time for us to leave - we thought curry might be best, so we headed off to Mitchell St and had a quick beer in the Bon Accord:
Cafe India used to be adjacent but we discovered it had moved a couple of years ago, so we had to settle for PJ's, just around the corner. We both went veggy and the food was fine, but Jo didn't take to the decor - high polystyrene ceilings and bright lighting put her off a bit.
Glasgow Concert Hall is absolutely excellent - viewing is good from anywhere and the accoustics are superb. Tom Paxton is 71 now but he did 2 stints supported by just a lone guitarist/mandolin player. If you lived through the 60's, his music is very nostalgic - his tunes can veer towards almost nursery rhyme - in fact many of them were written for his kids when they were young - but there's often a harder underlying message - he was one of the 60's so called "protest" singers after all. He opened the concert by letting us all know in no uncertain terms what his political views were - he said "thank the Lord - we've got our country back again!". He talked about Dubya going back to Texas where he reckoned they would call him "all hat and no cattle"! Check out http://en.wikipedia.org/wiki/Tom_paxton
We stayed with Barry and Helen, who apologised for the fact that it's still a camp bed in their guest (front) room. It was tight for the two of us - and sore!
We headed north early this morning and I dropped Jo off at Stracathro where we swapped cars - Jo had offered to try to clean up the chewing gum on my car seat, but I guess it had been there too long - I've just had a "whoops" message from her!
Tuesday, 17 February 2009
Poll results
Seems like only one of you so far likes my lists and quizzes, so what else can I do to add a bit of variety if I can't do these features? I would prefer the content to be mine rather than just plucked from the web - and I don't do funny - although I could, I suppose, tell you more about daily life chez Stewart, particularly what Jo says and does - her blog is only the tip of the iceberg!
The following comment is definitely not intended to be related to the last paragraph - we were listening to Radio Scotland this morning and it was the news reporter John Suchet talking about his wife's dementia and how she's happy in her own world and really it was he who was suffering - he had "lost" his wife although her body was still there and he had the responsibility of looking after it. I thought of my Dad and also Dave Edwards. My Dad is surrounded by carers and is well looked after, safe and comfortable. Doris, on the other hand, has the unenviable task of looking after Dave all by herself. They're coming to Tenerife on our golfing trip next week - it'll be interesting to see how Dave is with Doris there, and whether there is any noticeable deterioration since our Florida trip in November.
There - I told you I don't do funny.
This afternoon, I'm meeting Jo at Stracathro and we're driving down to Glasgow to see Tom Paxton in concert tonight. We're staying with Barry and Helen and then back up the road in the morning. Will also pop in to see Dad sometime.
Here's some Tom Paxton from 1970:
Monday, 16 February 2009
Thanks
Been to Fraserburgh this morning - first day of the 3 day week now in operation in the canning plant - a little eerie with no production going on - and very sad too. Perhaps it's time for me to go part time as well? Maybe I'll hold a separate poll on this one.
Sunday, 15 February 2009
Curious
1) Why did Gary select all his favourite TV shows when I asked only about game shows?
2) Why did nobody answer my poll questions on the sidebar of my blog when I had gone to all the trouble of re-designing my blog with new features?
Incidentally, did everyone read the Sunday Times Culture section today? It listed the top 100 blogs and the link below was one of them:
http://photos.tmz.com/galleries/memba_them_2008
List time
The Krypton Factor had some merit the first time around - and it's back on air again, although I haven't watched it yet.
I suppose everybody must have watched Blind Date at some time in their lives - although most would now deny it.
Call My Bluff was fun in its time - mostly due to the panel members.
Have I Got News For You? is still great as is QI, and I've grown to like Mock the Week - but definitely not Argumental - contrived and very not funny.
I like some periods of Never Mind the Buzzcocks but Jo won't watch it, so I seldom see it. Likewise, Pop Quiz and They Think It's All Over. A Question of Sport used to be essential viewing but it's lost the plot now.
Back in the 50's and early 60's, What's My Line was about the only panel game on TV and was very watchable, even if it was really a radio show on TV.
Whose Line is it Anyway had its moments but I never quite got Shooting Stars.
Catchphrase and Countdown could be fun as well.
The £64,000 Question was, I think, fairly good, although I can barely remember it. More recently, Blockbusters and Fifteen to One were essential viewing.
Mastermind and University Challenge were, and are, classics of course.
Top of the Form is from a bygone era but surely the most successful game show of all time has to be Who Wants to be a Millionaire? The Weakest Link was fun for a while but it's at least two Wicked Witch facelifts overdue to be removed from screen.
Personally, I can't stand most of the more recent reality shows. Corny though they were, Take Your Pick and Double Your Money leave far fonder memories.
3-2-1 had Ted Rogers of course, but Jim Bowen on Bullseye? How has he managed to become an icon now?
At certain times in our lives, Generation Game and the Golden Shot were unavoidable peak time viewing and even Mr & Mrs, Play Your Cards Right and The Price is Right were popular for a while.
What's your favourites? Check out http://en.wikipedia.org/wiki/List_of_UK_game_shows or the American version - http://en.wikipedia.org/wiki/List_of_American_game_shows
Saturday, 14 February 2009
Valentines Day
Saturday
I tried to pull the curtains shut and managed to pull the curtain rail down! Job for later on! Jo didn't stir.
Jo's flowers from M & S have just arrived - she'll maybe feature them on her blog. We're going to see Slum Dog Millionaire this afternoon - Ross was invited but decided not to join us.
Friday, 13 February 2009
TGIF
After weeks and weeks of messing about, we finally decided to stick with our existing business bankers, Bank of Scotland - or, more correctly, Lloyds TSB Halifax Bank of Scotland to give it its full moniker! We went to tell their competitors (Clydesdale) the bad news this afternoon and, as we were driving there the news broke about the Bank of Scotland's losses, which were a lot worse than previously reported and set (yet another) new record. Whoops - hope we haven't made a major tactical error!
I'm also catching up on my recording and viewing of the BBC's recent Folk America series - I've got lots still to work my way through. There's some great historic footage and magic moments - ranging from Woody Guthrie in the dust bowl of Oklahoma in the 30's depression, right through to Seasick Steve paying a nostalgic return to his roots in USA.
Thursday, 12 February 2009
Devolve me
Has anyone else "twittered" yet? - https://twitter.com/home - it seems to be the latest rage and there's been some recent publicity about Jonathan Ross' and Stephen Fry's twitter. I did it last night and I decided to follow the aforementioned celebs to see if anything interesting happened - it didn't - other than the fact that Stephen Fry is now following me!
Twitter is basically online short text messaging - very short and sharp and definitely not thought out like some blogs. Stephen Fry suggested trying this web page - http://www.open.ac.uk/darwin/devolve-me.php. You upload a photo of yourself and watch as you devolve back millions of years!
Wednesday, 11 February 2009
Nothing to say
Tuesday, 10 February 2009
Another list
1) Young’s Special. We moved down south in 1974 and my place of work was Devonshire House, which was directly above Green Park tube station. We were on the 5th floor and had magnificent views across Piccadilly to Green Park with Buckingham Palace beyond. At lunchtimes, however, I would head in the opposite direction towards Berkeley Square and in a side street on the north east corner of the square, amongst a number of fine mews properties, lies the Guinea Grill. It had a very fine restaurant to the rear, but the public bar was fairly small and, on a typical summer’s day, the punters would spill out on to the lane with their pints of Young’s Special which would wash down the fabulous “Desperate Dan” steak pies which was my standard lunch fare on perhaps more occasions than I should have.
2) McMullen’s AK Bitter – again another fond memory from our spell down in the South East. We lived in Broxbourne, Hertfordshire and our nearest local was the Bull, which was a McMullen’s pub. Sunday lunchtimes sitting in the pub garden with the kids free to run around and me supping a couple of pints of bitter – magic!
3) Bridgeport bottle conditioned IPA – this is my standard tipple when we go to Oregon each summer to visit our grandchildren. On our first supermarket shopping trip, I head for the beer section to stock up with Bridgeport’s IPA for supping back at our daughter’s home. It’s my favourite bottle conditioned beer and is great in the early evening as the sun goes down and the temperature starts to drop a little, whilst our son-in-law barbeques some of the spoils from his winter hunting season. We’re hoping to return to Bridgeport’s brewery in Portland this summer where we can usually get a couple of their cask conditioned ales on handpump.
4) Betty Stogs – a wonderful Cornish beer from Skinner’s. I guess I grew to love this one initially when our other daughter moved down to Cornwall a couple of years ago, but, strangely, I’ve probably drunk more of it in our golf club at Banchory where it was a very popular and fairly regular feature last summer.
5) Pitchfork – no specific memories – just an excellent ale.
6) Sierra Nevada Pale Ale – another American beer – superb in bottle and pretty good in “draft” – even if it’s keg.
7) Porterhouse Oyster Stout – memories of a trip to Dublin and getting fed up looking for a tasty alternative to G******s, then coming across the Porterhouse brewpub and specifically their Oyster Stout – creamy!
8) Gunner’s Daughter from the Old Cannon brewpub, Bury St Edmunds. Another trip to a wonderful brewpub – we stayed for the weekend and tried all their ales, but this one sticks in the memory. The only slightly sour point of the weekend was when the proprietor cancelled our planned demonstration of brewing on the Monday morning at short notice, leaving us in some doubt whether the beers were actually brewed in the pristine surroundings of the pub or whether this was just a marketing front and the ales were brewed elsewhere.
9) Devanha – had to mention Dixie’s early attempt at establishing a brewery in Aberdeenshire – perhaps ahead of its time, but I still have fond memories of drinking the beer while staying at the Tor-na-Coille hotel in Banchory prior to moving my family up.
10) Really hard to choose a 10th one – there’s so many beers I like that haven’t had a mention so far. Maybe I’ll stay on the nostalgia kick and evoke fond memories of Lorimer’s 80/- drunk in the Marchmont Hotel, Balerno in the late 70’s/early 80’s.
My day in Glasgow

Travel to Glasgow
We had an adventure last night - I'm looking forward to reading Jo's blog today and her account of events - I heard a version last night, but no doubt there will have been other bits she missed out. I had dropped Jo off at Inverurie on my way to Fraserburgh - a particularly nasty day there - not weather wise - there was no snow - but we had to tell the staff at one of the factories (the canning plant) that we would have to move on to a 3 day week starting next week due to a loss of orders in Australia, Scandinavia and the UK - not pleasant at all - I hope we can revert to a full week in a couple of months' time - if we have any staff left by then, that is.
Anyway, back to Jo - we were late leaving Inverurie on the way home - I had scheduled to play doubles that evening and had put our scheduled 5:15 start back to 6:00 pm which, if we left Inverurie at 5, would be plenty time to get Jo home and me up to Findrack in time for squash. Inevitably, we were late and I had no option but to go straight to squash and let Jo take the car home from there. All was OK on the roads until we got past Torphins and turned up the Tor-na-veen road, which was pretty snowy. Jo looked apprehensive and her face turned even more ashen when we turned in to the Findrack estate.
I drove up to the courts OK - I had to drive fairly carefully but the car seemed to handle the snow OK and I thought as long as Jo went gingerly down the hill, she wouldn't have a problem getting back home. Of course, I hadn't reckoned on the conditions worsening a little allied to Jo's legendary lack of a sense of direction.
When we finished playing we drove down the hill of the estate and had to help some poor unfortunate in a little Polo with bald tyres who was stuck trying to get up the hill. He was being helped by a man who was trying to cycle through the foot deep snow and had lost his chain in this foolish act! It was only after all this that we got to a place where I could get a signal on my mobile - and the first thing was a voicemail message from Jo saying she was stuck and was holding up all the traffic - and she didn't know where she was!
Fortunately, I eventually got through to her mobile and discovered that all was now well and she was safely home again!
Sunday, 8 February 2009
Broxbourne
Squash wasn't without incident - I packed my bag and went out the front door - but no car! Where had it gone? Ross had gone in to Aberdeen earlier on and I had suggested he should take my car which would be better in the snow - and cheaper! He declined on that occasion, but I guess he must have taken it as read that he could take my car any time he wants - which is mostly OK - as long he tells me!
I tried to get a lift up from Keith, but he was taking Richard (who couldn't get his Jag out of the drive because of the snow) in his little 4 wheel drive Audi TT and there really wasn't room for me as well. I then had no option but to take Jo's car - then I remembered that my racquets were in the Volvo so I had to phone Keith back and get him to take a spare racquet for me.
As I climbed up the Glassel hill, the snow on the roads got steadily worse and when I left the main Torphins road to turn up at the Tor-na-veen crossing it was pretty deep and Jo's car started sliding about. Fortunately, there was nothing coming the other way. I turned in to the Findrack estate and tried to climb up the road towards the squash court. I (just) managed up to the first level in front of the main house but couldn't risk any further so I left the car there and walked the rest through the deep snow.
When we came out after squash, there had been more snow (see squash blog - http://deesidesquashracquetballclub.blogspot.com/) and I had to be pushed to get going again.
We watched Charlie Wilson's War on Sky Anytime last night. It stars Tom Hanks as a senator supporting the Mujahideen in their guerilla war in Afghanistan against the Soviets in the 80's. It's written with the full benefit of hindsight and the obvious irony of what's happened in Afghanistan, Iraq and elsewhere since. Not bad. Sky Anytime is now showing virtually all of the Bond Movies - may watch some of them, but I think I'd quite like us to pay a rare visit to the cinema soon - everyone who has seen Slum Dog Millionaire tells me it's great.
A beautiful day today but it looks like it's going to be cold enough for a while to keep the snow on the ground - so definitely no golf! I'm going down to Glasgow on Tuesday - it's Dad's 6 month assessment at Erskine - I may try to book the train.
I'd been encouraged to write a short article for the next edition of the local CAMRA's branch's newsletter, North Sea Ale on the question of my 10 favourite beers. It got me to thinking about where and when, and our move down south in 1974 brought back some happy memories. We often used to visit the Bull in Broxbourne at weekends - particularly if it was sunny. They had a nice garden and Lucy (and eventually Gary) could run around whilst we supped a couple of pints. I looked up McMullen's web site today and there is a recent photo of the pub there:

Sadly, it looks like all the grass is gone and it's been tarmac'd over.
Saturday, 7 February 2009
Snowy Saturday

Kelly must have wondered what hit her that year - not only was she on holiday with her parents at the age of 23, but she - and we - discovered that being in your 50's actually makes you one of the younger generation in Branson - where it seems many Americans go to spend their final years whilst being entertained by former stars of their era giving it one last hurrah at the many shows in town.
We went to see the Platters - or at least one of the many touring franchises bearing that name - and a dreadful Neil Diamond impersonator (Eric Monet). Here we are just before the Platters show:

The theaters (sic) were full of vets - not Vietnam or Korea but from a greater vintage - many wearing their medals, and each show was preceded by the national anthem when everybody stood up, saluted and sang along. We also stood - we felt we had no option - but saluting and singing? - we didn't know the words anyway. We felt like traitors or spies - it seemed every eye was on us. Weird feeling, but remember this was our first US holiday since 9/11 and all the nationalistic tendencies were coming out - although I have a feeling that Branson is caught in a bit of a time bubble and is always like that.
Thursday, 5 February 2009
Troublesome travel
Just after 11 am, the snow relented a little and I decided to try the roads again. Should I try to get back to Banchory, or should I try to get to Fraserburgh (where there was no snow)? I drove gingerly to Oldmeldrum then on towards Methlick and then started to think twice - by the time I would get to Fraserburgh (if at all) I would have to turn back again. Finding somewhere to turn the car round was tricky but I finally managed it and got home at lunchtime. Deeside was fine - the roads were black - but the lunchtime TV news showed the problems around Inverurie and north of there.
Anyway, no sign of Jo here - she had a hairdresser's appointment this morning but it's after pm now and she's still not back. Ross was here however - asleep in his bed, still fully dressed! Just home for a lunchtime nap, he said! Chancer!
Wednesday, 4 February 2009
Rake-ish glasses
Tuesday, 3 February 2009
Tuesday - home early
I had a look at new frames when I was there - I've got a slight adjustment to my prescription and I thought I might try varifocals again. They checked my records and it was 1991 when I bought the last pair. Apparently, technology has moved on quite a bit, so perhaps time to try again. The only problem is which frames? Eyewise has a very uninspiring collection - perhaps I should try the new optician we now have in Banchory? May need some help here.
I also had time to nip in for a quick haircut - number 3 all over, in case you were wondering.
Chilli for tea, then Jo and I nipped out to the Potarch and the Feughside to do a couple of quick pub surveys. Reluctantly, we nipped in to Scott Skinner's when we got back to Banchory, hoping against hope that the beer was OK this time - how wrong can you be? I almost feel like reporting them to Trading Standards or Health and Safety - gross!
Still no snow - looks like we are going to miss it this time.
Today's archive photo is from which country - and when? Bit of a clue in the photo:

Quiz answers
Monday, 2 February 2009
Portland state of mind
5 years ago, we visited the Bridgeport brewery, home of my favourite bottle conditioned IPA - Jo liked the live hops growing everywhere - although Cade was a little disinterested:
Seven days after Christmas, January 1, is the feast of our Lord's circumcision
Thirty three days after that, February 2 is the feast of his being offered in the Temple, the purification of the Virgin Mary. So Candlemass is fourty days after the birth of Jesus.
Sunday, 1 February 2009
Oakbank school
Kelly's and Craig's old workplace is still providing controversy!
Weekend before the storms
Today's quiz is what is the name of the park we were in?About Me
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